The current debate on health care is based on two horribly false assumptions.
The first is the assumption that against all evidence to the contrary free market capitalism cannot provide affordable insurance or medical treatment.
Perhaps even worse is the second assumption that against all evidence to the contrary somehow the government can.
These assumptions are dangerous because they completely derail the debate from real solutions leading us to argue about impossibilities. As long as we follow the path down the wrong road, the solution becomes more difficult.
Of course there is a role for government but that is only to assure that there is an environment in which a free market can exist. There is no legitimate role for the government in the provision of health insurance or the provision of medical services.
The government can play a role in providing a safety net for the poor, the indigent, and those who truly cannot afford insurance or care.
Unfortunately the the government method is to put everyone in the safety net and stamp out private enterprise.
Since that worked so well for education, mail service, Amtrak and every other government provided service, it should work just as well for health care. Or maybe not.
How To Provide Universal Health Care Using This One Easy Trick
From Human Events: By Ann Coulter | Wednesday Mar 1, 2017
The first sentence of Congress’ Obamacare repeal should read: “There shall be a free market in health insurance.”
Right there, I’ve solved the health insurance crisis for 90 percent of Americans. Unfortunately, no one can imagine what a free market in health care looks like because we haven’t had one for nearly a century.
On NBC’s “Meet the Press” this weekend, for example, Chuck Todd told Sen. Tom Cotton that his proposal to create affordable health care that would be widely available, “sounds good,” but “do you understand why some people think that’s an impossible promise to keep?”
(The “do you understand …?” formulation is a condescension reserved only for conservatives, whose disagreement with liberals is taken as a sign of stupidity.)
Todd continued: “To make it affordable, making it wider, I mean, that just seems like — you know, it seems like you’re selling something that can’t be done realistically.”
Dream Sequence: Chuck Todd on Russia’s “Meet the Press” after the fall of the Soviet Union: “Do you understand why some people think that’s an impossible promise to keep? To make bread affordable, making it wider, I mean, that just seems like — you know, it seems like you’re selling something that can’t be done realistically.”
It turns out that, outside of care for the risk-oblivious to extravagant plans for the risk-averse.a communist dictatorship, all sorts of products are affordable AND widely available! We don’t need Congress to “provide” us with health care any more than we need them to “provide” us with bread. What we need is for health insurance to be available on the free market.
With lots of companies competing for your business, basic health insurance would cost about $50 a month. We know the cost because Christian groups got a waiver from Obamacare, and that’s how much their insurance costs right now. (Under the law, it can’t be called “insurance,” but that’s what it is.)
Even young, healthy people would buy insurance at that price, expanding the “risk-sharing pools” and probably bringing the cost down to $20 or $30 a month.
In a free market, there would be an endless variety of consumer-driven plans, from catastrophic
You know — just like every other product in America.
You should visit America sometime, Chuck! The orange juice aisle in a Texas grocery store knocked the socks off Russian president Boris Yeltsin. (Imagine how cheap a double screwdriver must be in America!)
Just as there are rows of different types of orange juice in the grocery store –- and loads of grocery stores — there will be loads of health insurance plans and insurance companies offering them.
Americans would finally be able to buy whatever insurance plans they liked, as easily as they currently buy flat-screen TVs, cellphones and — what’s that product with the cute gecko in its commercials? I remember now! CAR INSURANCE!
Evidently, insurance is not impervious to the iron law of economics that every product sold on the free market gets better and cheaper over time.
The only complicated part of fixing health care is figuring out how to take care of the other 10 percent of Americans — the poor, the irresponsible and the unlucky. And the only reason that is complicated is because of fraud.
Needless to say, the modern nanny state already guarantees that no one will die on the street in America. The taxpayer spends more than a trillion dollars every year on Medicare, Medicaid and Social Security disability insurance so that everyone’s health is taken care of, from cradle to grave.
Unfortunately, probably at least half of that sum is fraud.
Policing fraud is difficult because: (1) the bureaucrats dispensing government benefits believe there is no fraud and, if there is, it’s a good thing because it redistributes income; and (2) we keep bringing in immigrants for whom fraud is a way of life. (See “Adios, America! The Left’s Plan to Turn Our Country Into a Third World Hellhole.”)